Neale’s LIFE, Inc. Privacy Statement
Effective: November 2010

Children’s Financial Network, Inc. and its partner companies are committed to protecting the personally identifiable information you submit online while providing you with the most useful and enjoyable Web experience possible. When you visit the Neale’s LIFE, Inc. Web site, www.nealeslifeinc.com (the "Site"), you agree to the collection and use of personally identifiable and non-personally identifiable information that you submit online in accordance with this privacy statement. Please note that the Site may contain links to other Web sites, including, without limitation, Web sites maintained by Children's Financial Network, Inc. and other firms and organizations that are affiliated with Children's Financial Network, Inc. plus others not related to the above entities.  These Web sites are not governed by this privacy statement. This privacy statement only applies to the information collected by Children’s Financial Network, Inc. We encourage visitors to linked Web sites to review the privacy policies and information collection practices of those sites.

Information Collection

As a visitor, you do not have to submit any personally identifiable information in order to use the Neale’s LIFE, Inc. Web site. Generally, we limit our collection of information to information that is not associated with a specifically identified or identifiable individual (e.g., screen name, birthday, gender and information about your geographic location, such as your zip code, without other information that would identify a specific individual). Personally identifiable information is not collected via the Site unless it is specifically and voluntarily provided by visitors. Such information may consist of, but is not limited to, your name, address, email address, telephone number, and when linked to other identifying information, what organizations you belong to and information about your career or career plans. This information may be collected as part of our Site’s registration process or when you communicate with us by mail, telephone or electronically.  As a general rule, sensitive information (e.g., data relating to race or ethnic origin, religious beliefs, criminal record, physical or mental health, or sexual orientation) is not collected from visitors to the Site. We will, where necessary, obtain visitors’ explicit consent to collect and use such information.

Cookies and Web Beacons

To ensure that the Neale’s LIFE, Inc. Web site is well managed and to help us provide you the best possible experience on the Site, cookies (small text files that your browser places on your computer’s hard drive when you visit the Site) or web beacons (electronic images that allow Web sites to count visitors who have accessed a particular page and to access certain cookies) are used on the Site to collect certain non-personally identifiable information. Cookies and web beacons may be used to track information and identify categories of visitors by items such as IP address, domain, browser type and pages visited. Cookies also help us to remember your preferences or whether you have participated in certain activities such as surveys. The information from cookies and web beacons is used to analyze the number of visitors to different areas of the Site to make sure that it is serving as a useful, effective information source.  These cookies and web beacons are not used to collect any personally identifiable information. We also do not link or combine information collected through cookies or web beacons with any personal information submitted online. Further, most browsers permit you to decline cookies. Please click here for more information on cookies and how to reject them. http://www.ehow.com/how_3705_reject-cookies.html However, some parts of the Neale’s LIFE, Inc. Web site may not work properly if you choose to decline cookies.

Safe Harbor Privacy Policy

Children’s Financial Network, Inc. adheres to the Safe Harbor Agreement between the U.S. Department of Commerce and the European Commission with respect to personally identifiable information that is transferred from the European Economic Area to the United States within the scope of the Children’s Financial Network, Inc. Safe Harbor certification. Read more about Safe Harbor at http://www.export.gov/safeharbor/doc_safeharbor_index.asp

Information Use

Personally identifiable information you submit on the Site is used only for limited purposes.  For example, when you register to gain access to the services offered on the Site or contact us with a question or comment about Children’s Financial Network, Inc., the information you submit may be used to respond to you, to contact you regarding new features or curriculum being offered through the Site or to personalize your experience at the Site.  In addition, the webmasters may, where necessary, use your information for various site related tasks.  You may at any time request to be removed from emails or other communications generated in response to your registration at the Site.

Disclosure of Information to Third Parties

Children’s Financial Network, Inc. currently does not disclose to third parties personally identifiable information that you provide on the Site, except as disclosed here. We may transfer, disclose or share such information with third party service providers for processing purposes or in connection with a third party service provider’s hosting or maintaining the Site.  Personally identifiable information may be transmitted internationally to third parties for these purposes. This may include transfer to countries without data protection rules similar to those in effect in your country of residence. By providing information on the Site, you are consenting to such transfers.  In addition, where appropriate, personally identifiable information may be disclosed to law enforcement, regulatory or other government agencies, or third parties where necessary or desirable to comply with legal or regulatory obligations or requests or to protect the interests of the Children’s Financial Network, Inc. or Site visitors. Moreover, if Children’s Financial Network, Inc. sell or transfer all or substantially all of the assets relating to Children’s Financial Network, Inc. to another entity, personally identifiable information submitted on the Site may be transferred to the acquiring entity.This aforementioned only covers www.nealeslifeinc.com and does not apply to other web sites that link to and with www.nealeslifeinc.com.

Changes to our Privacy Policy

Children’s Financial Network, Inc. reserves the right to modify or amend this privacy statement at any time and for any reason. Nothing contained herein creates or is intended to create a contract or agreement between Children’s Financial Network, Inc. and any user visiting the Neale’s LIFE, Inc. Web site or providing identifying information of any kind.

Children’s Privacy Protection

Children’s Financial Network, Inc. understands the importance of protecting children’s privacy in the interactive online world. We do not intentionally collect or maintain personally identifiable information about anyone under the age of 13. If you believe that we might have any personally identifiable information from or about anyone under the age of 13, please contact us at the email link referenced in the following paragraph. We ask for adult permission for any minor submitting information under the age of 18.